Do I Qualify?

BizFunds® applicants must meet the following criteria:

We require all applicants to provide four consecutive months of processing statements for us to accurately determine your average Visa/MasterCard processing volume.

You must have a minimum credit score of 600 with no bankruptcies or unpaid liens. If your credit score is lower than 600, you may still be considered depending on the processing history of your business.

Your business must be operational a minimum of 12 months with consistent or increasing Visa®/MasterCard® deposits and must be in operation a minimum of four months under the applicant's ownership. Three trade references and a verifiable lease or proof of ownership of business space is also required.

Please view the restricted merchant list to make sure your business is eligible for BizFunds®. You can also open the full restricted merchant list page.